Mortgage Broker Asheville NC

Mortgages Don't Have To Be Confusing

At Lucid Lending we look forward to matching you with the best mortgage program to fit your needs. We know everyone has a different situation, some are more unique that others, and it is important that you work with someone that has the knowledge and experience of the constantly changing mortgage industry.

Based out of Asheville, NC, Lucid Lending is an independent Mortgage Broker proudly serving Asheville, North Carolina and it’s surrounding neighborhoods for over 8 years. We help borrowers navigate the home buying process by educating them on all the different programs and making the process easy to understand.

We have a variety of lenders to choose from, all with different niche programs and all have different interest rates, so when you call Lucid Lending you are shopping multiple lenders at once to make sure you are getting the best interest rate available to you. Whether you are a first time Homebuyer or an experienced investor, purchasing or refinancing, we have the right mortgage program that will fit your needs.

Among Our Lenders:

More Loan Options At Better Rates

Mortgage options icon

We Take The Guesswork Out & Help You Compare Rates

YOUR MORTGAGE RESOURCES

compare loans
mortgage rates asheville icon
mortgage calculator icon
mortgage guide icon
frequently asked questions for mortgages

We offer all home mortgage loans, including FHA (Federal Housing Administration), VA (Veterans), Conventional (FannieMae and Freddie Mac), USDA (Rural Development), and Renovation Loans (FHA 203K and Fannie Mae HomeStyle). Getting Pre-qualified for a mortgage only takes a few minutes and is only a click or a phone call away, click below to get started now, one of our experienced loan originators is ready to assist you today.

Call us anytime to find out for yourself why Lucid Lending is the go-to Mortgage broker here in Asheville NC. When it comes down to getting your loan closed fast and with the best interest rate, Lucid Lending should be your first call.

EXPERTISE

How we can be useful for you

Not Sure What Type Of Loan You Need?

We understand that not all people are in the same financial position. We assess the whole picture with every client to show their best foot forward to our Lenders.

So you’re ready to buy a home? Are you a first time home buyer? Maybe you’re ready to buy a vacation home. Or are you a seasoned investor looking to mortgage a new rental property? No matter what your purchase needs are, you’re in good hands. Here’s an intro into types of loans:

Conventional Home Loan

When the majority of people imagine a mortgage, they are actually thinking about a conventional home loan. The conventional loan is the closest one can get to the “standard” mortgage. These loans are not associated with any special eligibility requirements, and just about all mortgage lenders provide them.Read More »

FHA Home Loan

An FHA Loan is a type of mortgage that is insured by the Federal Housing Administration. FHA insurance provides mortgage lenders with protection, which allows those lenders to offer loans with low down-payments (beginning at just 3.5%, easier credit requirements, and below-average interest rates).Read More »

FHA 203K Loan

Rather than getting one mortgage loan for a home purchase and a separate loan or line of credit for the renovations, you can do both together with an FHA 203k loan. This program allows you to buy and fix up a home with one affordable mortgage.Read More »

VA Home Loan

For those that qualify, the VA Loan Program is rated as the most cost-effective mortgage. VA loans are backed and supported by the U.S. Department of Veteran Affairs and designed to assist veterans, active-duty military, and a few other select groups to own their own homes at an incredibly affordable cost.

USDA Loan

USDA home loans are mortgages provided by the U.S. Department of Agriculture for eligible rural homebuyers as part of the USDA Rural Development Guaranteed Housing Loan Program.Read More »

Investment/Rental Mortgage

It is possible to make a lot of money with investment and rental properties even though the mortgage rates on these properties are higher than standard rates. Even though you’ll face higher rates, it is still a great idea to invest in real estate for the long term.Read More »

Looking To Buy?

HOW MUCH CAN YOU AFFORD?

Know exactly what you can afford before you start searching for a home.

Time To Refi?

FIND OUT HOW MUCH YOU'D SAVE!

Are you ready to move to reap the rewards of that investment or lower your monthly payment?

Real Estate Investment?

SECOND OR VACATION HOME MORTGAGE

Getting a mortgage on a second home or vacation property.

Reviews

What our clients have to say about Lucid Lending.

CONTACT

Let us find you the best mortgage rate!

OFFICE

4 Vermont Ave #3
Asheville, NC 28806

CALL US

Can’t chat at the moment? We understand.

Let us know how we can help and let us know the best time to call, text, or email.