203K Renovation Loans

Buy It and Fix It with One Loan. An FHA 203K loan lets you finance both the purchase of a home and the cost of renovations with one affordable mortgage.

See If You Qualify

Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young woman with long hair standing against a dark green background, holding a finger to her chin.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
A smiling woman with her arms crossed, standing against a dark green background. She has long, dark hair.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young man with short hair poses against a dark background, wearing a green button-up shirt.
Close-up of a tree stump showing growth rings and a textured brown wood surface.
A smiling young man with crossed arms, wearing a plaid shirt and white t-shirt, poses against a dark background.
Close-up of a tree stump showing growth rings and a textured brown wood surface.

203K Renovation Loans

Buy It and Fix It with One Loan. An FHA 203K loan lets you finance both the purchase of a home and the cost of renovations with one affordable mortgage.

See If You Qualify

Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young woman with long hair standing against a dark green background, holding a finger to her chin.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
A smiling woman with her arms crossed, standing against a dark green background. She has long, dark hair.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young man with short hair poses against a dark background, wearing a green button-up shirt.
Close-up of a tree stump showing growth rings and a textured brown wood surface.
A smiling young man with crossed arms, wearing a plaid shirt and white t-shirt, poses against a dark background.
Close-up of a tree stump showing growth rings and a textured brown wood surface.

203K Renovation Loans

Buy It and Fix It with One Loan. An FHA 203K loan lets you finance both the purchase of a home and the cost of renovations with one affordable mortgage.

See If You Qualify

Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young woman with long hair standing against a dark green background, holding a finger to her chin.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
A smiling woman with her arms crossed, standing against a dark green background. She has long, dark hair.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young man with short hair poses against a dark background, wearing a green button-up shirt.
Close-up of a tree stump showing growth rings and a textured brown wood surface.
A smiling young man with crossed arms, wearing a plaid shirt and white t-shirt, poses against a dark background.
Close-up of a tree stump showing growth rings and a textured brown wood surface.

What Is a 203K Renovation Loan?

A 203K loan is a government-backed mortgage through the FHA that allows you to buy a home that needs work and roll the renovation costs into your loan. Instead of applying for a separate construction loan or line of credit, you combine everything into one loan, one payment, and one closing.

It’s ideal for:

  • Buying a fixer-upper or outdated home

  • Making repairs, upgrades, or improvements right after purchase

  • Homes that may not meet traditional loan standards due to condition

Turn Your Fixer-Upper Into Your Dream Home

Check your 203K loan eligibility and see how you can finance your home purchase and renovations in one affordable mortgage.

Check 203K Eligibility

Turn Your Fixer-Upper Into Your Dream Home

Check your 203K loan eligibility and see how you can finance your home purchase and renovations in one affordable mortgage.

Check 203K Eligibility

Turn Your Fixer-Upper Into Your Dream Home

Check your 203K loan eligibility and see how you can finance your home purchase and renovations in one affordable mortgage.

Check 203K Eligibility