Conventional Loans

Conventional loans are ideal for homebuyers with good credit, steady income, and at least 3 percent down. These loans are widely available and offer flexible terms with competitive rates.

See If You Qualify

Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young woman with long hair standing against a dark green background, holding a finger to her chin.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
A smiling woman with her arms crossed, standing against a dark green background. She has long, dark hair.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young man with short hair poses against a dark background, wearing a green button-up shirt.
Close-up of a tree stump showing growth rings and a textured brown wood surface.
A smiling young man with crossed arms, wearing a plaid shirt and white t-shirt, poses against a dark background.
Close-up of a tree stump showing growth rings and a textured brown wood surface.

Conventional Loans

Conventional loans are ideal for homebuyers with good credit, steady income, and at least 3 percent down. These loans are widely available and offer flexible terms with competitive rates.

See If You Qualify

Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young woman with long hair standing against a dark green background, holding a finger to her chin.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
A smiling woman with her arms crossed, standing against a dark green background. She has long, dark hair.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young man with short hair poses against a dark background, wearing a green button-up shirt.
Close-up of a tree stump showing growth rings and a textured brown wood surface.
A smiling young man with crossed arms, wearing a plaid shirt and white t-shirt, poses against a dark background.
Close-up of a tree stump showing growth rings and a textured brown wood surface.

Conventional Loans

Conventional loans are ideal for homebuyers with good credit, steady income, and at least 3 percent down. These loans are widely available and offer flexible terms with competitive rates.

See If You Qualify

Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young woman with long hair standing against a dark green background, holding a finger to her chin.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
A smiling woman with her arms crossed, standing against a dark green background. She has long, dark hair.
Close-up of a dark green leaf showing its textured surface and central vein against a muted background.
Smiling young man with short hair poses against a dark background, wearing a green button-up shirt.
Close-up of a tree stump showing growth rings and a textured brown wood surface.
A smiling young man with crossed arms, wearing a plaid shirt and white t-shirt, poses against a dark background.
Close-up of a tree stump showing growth rings and a textured brown wood surface.

What Is a Conventional Loan?

What Is a
Conventional Loan?

A conventional loan is a mortgage that is not backed by a government agency like the FHA, VA, or USDA. It’s the go-to option for many buyers and is offered by nearly all mortgage lenders.

This loan works well for people who meet standard credit and income requirements and are looking for flexibility in loan terms, down payment options, and property types.

Know Where You Stand

Find out if a conventional loan is right for you, explore your options, and see your potential savings in minutes.

Get Started Today

Know Where You Stand

Find out if a conventional loan is right for you, explore your options, and see your potential savings in minutes.

Get Started Today

Know Where You Stand

Find out if a conventional loan is right for you, explore your options, and see your potential savings in minutes.

Get Started Today